Making it all add up

Finance at Unum

Shrewd financial and risk management and accurate pricing are must-haves in our business. The Finance, Actuarial and Risk teams work to ensure that our business is fit and healthy. Finance carries out a variety of roles including managing our cash flows, paying our bills, including our salaries, preparing regular accounts and forecasts of how we are doing financially. They also aim to exercise good budgetary control and ensure we get value for money from our company spends.

Finance serves as a key partner to the operational units of the company supplying valuable analysis of operational results and proposed business cases. The Risk function guides and supports the business to understand our existing and potential risks and our appetite for them, so that we control them to the level which we are comfortable.

The Risk Management Framework was developed to ensure that Unum are well positioned to deal with any uncertainties that could threaten our ability to achieve our objectives. It ensures we have a clear view and understanding of the risks we face, and also that we have strong controls in place to mitigate them, should the need arise.

The Risk Management Framework incorporates three main Risk Types (Financial, Insurance and Operational and Regulatory) and enables organisational focus on managing and monitoring controls. These in turn feed into Risk and Control Assessments undertaken by each division.

Our Finance teams


Our team is responsible for the punctual and accurate administration of all aspects of monthly Staff and Pensions Payrolls. We manage all supplier payments and personal expenses within Unum’s Expense Policy.


Our team supports the delivery of the Procurement structural, policy, process, best practices deployment and cultural changes in the purchasing activities in Unum. We provide support in contract and supplier management to ensure the professional and cost effective acquisition of indirect goods and services.

Purchase Ledgers

Our team is in charge of maintaining and controlling the purchase ledger. This includes third-party and supplier invoicing, personal expenses, the fixed asset register, month-end processes, p-cards and projects.

Risk Management

Our team is responsible for managing assigned accounts and product lines in determining appropriate product offerings and underwriting guidelines. We partner with the Sales Organisation, brokers and internal partners in evaluating business opportunities that require risk and underwriting guidelines.

Where our teams are based

Not all our roles are available in each one of our Unum offices. Here are where you can find the Finance roles that you're interested in.

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